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Trade Playbook

What concrete finishers make in Ontario

Concrete is one of the few trades where the work literally will not wait for you — the truck is here, the slab is going off, finish it or lose it. The questions reflect that: flatwork or forming or structural, residential or commercial, how to survive the 5am pours and the weather, and whether decorative and polished work is the upgrade that gets you off price competition.

Where it starts

$18–24/hr

Labourer

Where it tops out

$100k–250k+

Crew owner / contractor

Union route

OPCMIA Local 598

Pay by stage

Ontario figures for concrete & forming, from the first day on site to the top of the trade. Approximate, and worth checking against current collective agreement rates and job postings in your region.

StagePayWhat is going on at this stage
Labourer$18–24/hrPlacing, raking, pulling forms while you learn to finish.
Finisher (244G)$28–40/hrUnion (OPCMIA/LiUNA) sits at the top with a pension.
Foreman / leadMore + truck
Crew owner / contractor$100k–250k+Volume business income — and weather-dependent.

The lanes that pay differently

Two concrete finishers with the same ticket can be twenty dollars an hour apart because they picked different work.

Flatwork

Volume game.

Driveways, slabs, sidewalks, garage pads — production work for builders, priced per square foot, competitive.

Best for: People who want the highest-volume, fastest-entry concrete work.

Forming

Steady, higher on commercial.

Foundations, walls, structural formwork — carpentry-adjacent, more commercial/ICI, often unionized.

Best for: People who like the structural, layout side.

Decorative / polished

Craft margins, well above flatwork.

Stamped, exposed-aggregate, and polished finishes — craft sold from a portfolio, well off the price war.

Best for: People with an eye who want premium, lower-competition work.

The wage is not the rate

Every figure above is what concrete finishers get paid. It is not what you charge once you run a concrete business. Your rate has to carry the hours you are not on the tools, the truck, the tools themselves, WSIB, insurance, the quote you wrote and lost, and the holdback sitting in someone else's account for 60 days. Contractors who set their rate off their old hourly wage are the ones who work every weekend and still cannot say whether the year was profitable.

The step from paid by the hour to paid by the job

Where the money goes after the tools

Off the tools: foreman, estimator, superintendent, ACI inspector/testing, or owning a concrete business. The early mornings and the knees-and-back finishing toll push people toward running crews. Decorative and polished work is the off-ramp to higher margins and somewhat easier days — many crews add it as the premium line and never look back.

What sets the rate

Licence to do the work
Not required — 244G Cement Finisher is voluntary
Path in
Start as a labourer/finisher helper; voluntary apprenticeship available
Union route
OPCMIA Local 598

Check the numbers yourself

Wage data, union rate sheets, and the places concrete finishers talk about money openly.

Who is paying it right now

The rates above are the market. The live feed is the market this week: which builders and contractors just pulled a permit or won a contract in Ontario, what they are about to need, and who to call.

Concrete and Forming Jobs in Ontario: Who Is Hiring

Keep going

The year you go out on your own is the year the paperwork doubles

AEC Stack handles incorporation, WSIB, insurance certificates, quoting, invoicing, and chasing the money, so a concrete business runs like one with an office behind it.

Start your business