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Florida

Workers comp and exemptions in Florida

Construction is the industry Florida treats hardest on workers compensation, and an officer exemption covers fewer people than most contractors assume. These guides cover who has to be covered, how an exemption is filed, and what a general contractor checks before you are allowed on the site.

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4 guides on this

How to run the businessStart a Florida contracting businessPick LLC or sole proprietor knowing that in Florida construction the entity choice decides whether a workers' comp exemption is available to you at all, file at Sunbiz for the real $125, and get 1 May on a clock before the non-waivable $400 late fee exists.How to run the businessFlorida workers comp exemptionTake the exemption in the order Florida checks it: entity active on Sunbiz, member recorded at 10% ownership, then the $50 DWC-250 filed electronically. Includes the 3-officer cap, the two-year midnight expiry, and the missed annual report that silently kills the certificate.How to run the businessLLC or sole proprietor in FloridaEverywhere else this is a tax question you can leave open. In Florida construction it is a workers compensation question, it is settled the day you file, and one of the two answers cannot be bought back later.How to run the businessFlorida insurance certificatesThe certificate of insurance and the workers compensation position are the two documents that actually get checked, and in Florida they are also a condition of holding the license at all under s.489.115(5).

The rest of the Florida library

Florida contractor licensingFlorida construction lien deadlinesGetting paid on Florida constructionSales tax for Florida contractorsPricing construction work in FloridaFinding construction work in FloridaBond claims on Florida public workResidential and storm work in Florida
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