Try this on a real business
Open a seeded business in your trade. Nine jobs on the pipeline, a quote sent and viewed, a deposit paid, and an invoice already overdue.
Open the demo businessNo card, no form. Sign in later and everything you built stays on the same account.
Qualify the company without signing your license away
Qualifying a business organization in Florida costs $50. Rule 61G4-12.009 sets it: fifty dollars for the application and issuance, fifty dollars again at biennial renewal. That is the entire state charge for making your license cover the company whose name is on the contract.
Now price the other side. A business organization with no qualifying agent is unlicensed under s.489.128(1)(a), and a contract signed by an unlicensed contractor is unenforceable in law or in equity by that contractor under s.489.128(1). Subsection (2) closes the back door: no lien and no bond claim exists for any labor, services or materials provided under it. Sign a $180,000 remodel through an LLC you never qualified and the arithmetic is $50 against $180,000, with no recorded claim of lien to fall back on and no payment bond to reach.
By the end of this page you will have the affidavit sentence read before you sign it, a written answer to whether you are the primary or the secondary agent on each entity, the 60 day termination clock counted from the day notice reaches the board, the license number placed in the one document header that feeds every proposal you send, and the $50 filing done in the right order. Everything below is written against the 2025 Florida Statutes and the current Florida Administrative Code.
Read the license as yours, because Florida wrote it that way on purpose
There is no such thing as a licensed company in Florida construction. There is a licensed human being, and there is a company that human being has qualified.
Section 489.119(2) is where it starts. If you propose to engage in contracting as a business organization, including any partnership, corporation, business trust or other legal entity, or in any name other than your own legal name, you must apply for registration or certification as the qualifying agent of that organization. Read the last clause twice. A sole proprietor trading under a fictitious name is inside this rule too. The trigger is not incorporation. It is the name on the contract not being the name on the license.
The board then issues the business its own record. In the state's own licensee extract there are 97,093 active certified individual licenses and 9,751 certified qualified business licenses sitting beside them. Two different objects, two fees, two renewals. The wall certificate with your name on it does not make the entity anything. Section 489.119(4) carries the point to the tax collector's counter, where a local business tax receipt applied for by a certified qualifying agent is applied for in the name of the business organization and the agent together.
Sign the affidavit only if the sentence inside it is true
Florida has an open market in qualifiers. Brokers list licenses as available, and the arrangement gets described in comfortable words: lending your license, putting your number on somebody's company, a monthly fee for a name on paper. The statute already decided what that arrangement means, and it decided in the affidavit.
Under s.489.119(2)(b), an application to qualify a business organization must include an affidavit attesting that you have final approval authority for all construction work performed by the business organization, and final approval authority on all business matters, including contracts, specifications, checks, drafts and payments.
That is the whole thing. You are not swearing you will visit the sites. You are swearing that nobody writes a check out of that company without your approval.
The honest version of the same arrangement is available and it costs nothing. Take the officer title, take signing authority on the account, take the final call on contracts. If the owner will not give you those three things, what you were offered was never a qualification.
Know exactly what joint and equal responsibility reaches
Section 489.1195(1)(a) is the sentence people quote at each other after it has gone wrong. All primary qualifying agents for a business organization are jointly and equally responsible for supervision of all operations of the business organization, for all field work at all sites, and for financial matters, both for the organization in general and for each specific job.
All operations. All sites. The money, generally and job by job. There is no carve out in that sentence for the job you never heard about.
Secondary status is the narrow role, and it is narrow by statute rather than by agreement.
| Primary qualifying agent | Secondary qualifying agent | Financially responsible officer | |
|---|---|---|---|
| How you get there | Default. You are primary unless you are a secondary under s.489.1195 | A joint agreement, executed by all qualifying agents on the board's form and approved by the board, names one sole primary and makes the rest secondary | Designated separately under s.489.1195(1)(b), with evidence of financial responsibility the board sets |
| Field work | All field work at all sites | Only sites where your license was used to obtain the building permit, plus any other work you accept responsibility for | none |
| Financial matters | The organization in general and each specific job | Expressly not responsible for supervision of financial matters, s.489.1195(2)(e) | The financial side, in place of the primary |
| What it costs at DBPR | $50 to qualify the organization, 61G4-12.009 | $50 to qualify the organization, 61G4-12.009 | $200 designation fee, 61G4-12.009, plus a $100,000 bond or irrevocable letter of credit payable to the board under 61G4-15.0021(2) |
Two consequences fall out of that table. If you are one of several primaries, you carry the others' sites as if they were yours. And if you want field responsibility without the checkbook, secondary status is the only route the statute gives you, and it takes a joint agreement the board has approved, not a paragraph in an operating agreement.
Section 489.1195(3)(d) is the line worth keeping. Any change in the status of a qualifying agent is prospective only. You are not responsible for your predecessor's actions, and you stay responsible, even after a change in status, for matters for which you were responsible while in that status. Walking out does not clean the period you were in.
Count the 60 days from the day the board gets the notice
This is the mechanic that shuts companies down, and most people who sign up as a qualifier learn it on the day it starts running.
A sole primary qualifying agent ends the status by giving actual notice to the business organization, the board and every secondary agent, with proof of notice to the board. Section 489.1195(3)(b) then ceases the status on the designation of a new primary agent, or 60 days after satisfactory notice reaches the board, whichever comes first. If nobody is designated inside the 60 days, s.489.1195(3)(c) promotes every secondary agent to primary, unless the joint agreement names which of them becomes sole.
If there are no secondaries, the company has nobody. Section 489.119(3)(a) says what happens next: where the departing agent was the only certified contractor affiliated with the organization, the organization has 60 days from the termination to employ another, and it may not engage in contracting during that period unless the executive director grants a temporary nonrenewable certificate to an officer or partner who assumes all the responsibilities of a primary qualifying agent. That certificate lets the business proceed with incomplete contracts. Incomplete contracts. Not new ones.
| Day | What happens | Section |
|---|---|---|
| 0 | Notice of termination reaches the board, the business and every secondary agent, with proof | s.489.1195(3)(a) |
| 0 onward | The entity may not contract while it has no qualifying agent, unless a temporary nonrenewable certificate issues to an officer or partner | s.489.119(3)(a) |
| any day before 60 | A new primary qualifying agent is designated and the outgoing agent's status ceases that day | s.489.1195(3)(b) |
| 60 | Status ceases regardless. Secondary agents become primary; with none, the entity has no qualifying agent at all | s.489.1195(3)(b), (3)(c) |
| after 60, unqualified | Every contract the entity signs is signed by an unlicensed contractor | s.489.128(1)(a) |
Day 0 in that table is yours to fill in and nobody else can fill it in for you, because it is the date your own notice was satisfactorily provided to the board, not the date you told the owner you were done. Put it on the record the day you send it.
Price the unlicensed contract before you sign one
Florida does not fine you for this and then let the money stand. It takes the money.
Section 489.128(1) makes contracts entered into on or after October 1, 1990 by an unlicensed contractor unenforceable in law or in equity by the unlicensed contractor. Section 489.128(1)(a) makes a business organization unlicensed when it does not have a primary or secondary qualifying agent for the scope of the work under the contract. Section 489.128(1)(c) fixes your status as at the effective date of the contract, or the date the last party signed, or the first date work commenced where no date is stated. Qualifying the entity in month three does not repair a contract signed in month one.
Then s.489.128(2) removes the security. No lien and no bond claim exists in favor of the unlicensed contractor for any labor, services or materials provided under the contract or any amendment to it. Everything in the Florida Notice to Owner and the Florida lien deadlines is built on a contract that can be enforced. Take the qualification away and there is nothing under it, however clean your 45 day service was.
The criminal side runs beside it under s.489.127. Engaging in the business or acting in the capacity of a contractor, or advertising yourself or a business organization as available to do so, without being duly registered or certified, violates s.489.127(1)(f), and the penalties climb in the table below.
Read the last row of it in the context of a Florida June. Hurricane season is when the roofing work triples, when crews arrive from three states away, and when the Governor's order is already signed. Same work you did in April, and no first offense discount on it.
| What went wrong | What it costs | Where it says so |
|---|---|---|
| Entity never qualified, $180,000 contract signed | The $180,000. Unenforceable by you, with no lien and no bond claim behind it | s.489.128(1), (1)(a), (2) |
| Qualified in month three, contract signed in month one | Still the whole contract. Status is read at the contract's effective date | s.489.128(1)(c) |
| Contracting in the 60 day gap after your qualifier left | Every contract signed in the gap, on the same terms | s.489.119(3)(a), s.489.128(1)(a) |
| Unlicensed contracting, first time | First degree misdemeanor | s.489.127(2)(a) |
| Unlicensed contracting, having been found guilty before | Third degree felony | s.489.127(2)(b) |
| Unlicensed contracting during a declared state of emergency | Third degree felony, first time | s.489.127(2)(c) |
Put the number on everything, and check which subsection you are quoting
Here is a correction worth having, because the wrong version is everywhere. The advertising requirement is s.489.119(5)(b) of the 2025 Florida Statutes, not 489.119(6)(b). A great many Florida contractor pages, license schools and law firm posts cite it as (6)(b). Subsection (6) is the fee provision, the one saying each qualifying agent pays the department an amount equal to the original fee for registration or certification to qualify a new business organization. The advertising paragraph has sat at (5)(b) for well over a decade.
What (5)(b) requires: the registration or certification number of each contractor shall appear in each offer of services, business proposal, bid, contract or advertisement, regardless of medium, as defined by board rule.
The board rule is 61G4-12.011, and its definition of advertising is wider than most people expect: business cards, business proposals, contracts, construction site signs, newspapers, any electronic media including internet sites, phone directories, handbills, billboards, flyers, magazines, classified ads and signs on vehicles. It excludes balloons, pens, hats, shirts and other promotional novelties.
Vehicles get their own paragraph at s.489.119(5)(c). If a vehicle bears your name, or any text or artwork that would lead a reasonable person to believe it is used for contracting, the number must be conspicuously and legibly displayed with it. The same paragraph says in as many words that nothing in it creates a mandatory vehicle signage requirement, so an unlettered truck is fine. A lettered truck without the number is not.
Enforcement is graduated under s.489.119(5)(e): a notice of noncompliance for the first offense, then a fine or a citation for failing to correct within 30 days or for any subsequent offense. Put the number in the document header once and every proposal, bid and contract that leaves the office carries it without anybody remembering.
What it costs
There is no monthly subscription. The platform fee is 2.5% of each invoice processed through AEC Stack, collected on payment due dates.
Everything below goes to the state of Florida, not to us.
| What | Amount | Authority |
|---|---|---|
| Qualify a business organization, application and issuance | $50 | Rule 61G4-12.009 |
| Business organization biennial renewal | $50 | Rule 61G4-12.009 |
| Designate a financially responsible officer | $200 | Rule 61G4-12.009 |
| FRO bond or irrevocable letter of credit payable to the board | $100,000 | Rule 61G4-15.0021(2) |
| Transfer a license between entities | $50 | Rule 61G4-12.009 |
| Individual biennial renewal, active, due August 31 of even years | $200, with 14 hours of CE | Rule 61G4-12.009, Rule 61G4-18.001 |
| Delinquency fee | $25 | Rule 61G4-12.009 |
| Public liability and property damage, General and Building | $300,000 / $50,000 carried at all times | Rule 61G4-15.003 |
| Public liability and property damage, other CILB categories | $100,000 / $25,000 carried at all times | Rule 61G4-15.003 |
On AEC Stack the license is a record on the business rather than a photograph in a folder. The credentials wallet on your business dashboard stores it against the licensing registry's own Florida class list, with the number, the issue date and the expiry on it, so August 31 of an even year is a date the record knows. When you build a quote, the scope gate reads the classes you hold against the work you described and says one of three things before it goes out: this scope is covered by a credential on file, this market's classes are not loaded yet, or this quote may need a license you have not recorded. It warns, and the send button stays yours. Registering the Florida business itself starts at the new market registration, where the entity forms come from the live Florida registry with the state's own fees and traps on their faces, and you press submit at Sunbiz yourself so the account stays in your name.
<!-- CAPTURE: the credentials wallet on the launch dashboard with a US-FL CGC credential on it, showing number, issue date, expiry bucket and the registry class name. The Ontario demo tenant is not usable for this frame. -->If the arrangement in front of you is somebody else's company and somebody else's checkbook, that is the one question on this page worth taking to a Florida construction attorney before you sign the affidavit rather than after.
On AEC Stack: the license itself, class by class, is getting your Florida contractor's license, and the order to form the entity in, so the workers' comp exemption survives it, is starting a contracting business in Florida. The exemption that the qualified entity makes reachable is the Florida workers' comp exemption.
Open your business dashboard and look at the credentials wallet. If your license number is not on a record there with an expiry date beside it, that number is not on your proposals either, and s.489.119(5)(b) is being decided by whoever last edited a template.
Keep going
Where this happens on AEC Stack
Set the business upIncorporation, CRA accounts, WSIB, trade licensing and insurance, in order, tracked to done.The dates that cost Florida contractors money
One email a month. The lien deadline and payment bond claim arithmetic this site already does for you, the dates it turns on, and every new guide the day it goes up.
- Florida lien deadline calculator: The 45-day Notice to Owner, the 90-day Claim of Lien and the one year to enforce it, dated from your first and last day on the job.
- Florida payment bond claim calculator: On a bonded job the notices are the claim. Includes the floor on the notice of nonpayment, the one deadline you can be too early for.
- Every new guide the day it goes up. 34 are live for Florida right now, the most recent being "The Florida handyman line" on 20 August 2026.